Reviewed by 3 analysts over 6 months
F

FOMO Review 2026

4.6/5 First Mainstream On-Chain App

Social crypto trading app with a $1 flat fee on Solana, Base, BNB Chain, and Monad

4 Chains Solana, Base, BNB, Monad
$1 flat per trade Per Trade
4.6★ 698 App Store reviews
Free Download
Social Trading Apple Pay Self-Custody No Bridging
FOMO Review - Updated: February 2026
About

FOMO Overview

The first mainstream app built entirely on-chain — 100M+ assets, $1 flat fee

FOMO is the first mainstream application built entirely on-chain, unlocking instant access to over 100 million on-chain assets across Solana, Base, BNB Chain, and Monad — all from a single mobile app. Where centralised exchanges require account creation, KYC, and custody of your funds, FOMO lets you start trading within minutes using Apple Pay, with your assets held in a self-custodial wallet you fully control.

The social trading feed is the feature that sets FOMO apart from every other crypto app. Follow top traders in real time, see exactly what they are buying and selling, and learn from their decisions — without giving up control of your funds. Backed by $19M from Benchmark in a November 2025 Series A, FOMO has the runway and investor credibility to become the go-to app for the next generation of on-chain traders.

Developer FOMO Labs, Inc.
Founded 2025
Networks Solana, Base, BNB Chain, Monad
Trading Fee $1 flat per trade
Payment Methods Apple Pay, Crypto, Bank Transfer
Custody Self-Custody (Non-Custodial)
App Store Rating 4.6★ (698 reviews)
Funding $19M Series A (Benchmark, Nov 2025)

How to Get Started

1

Download the App

Download FOMO for free on iOS or Android. No account creation or KYC required — just install and open.

2

Fund with Apple Pay

Top up instantly with Apple Pay, bank transfer, or existing crypto. Your funds go directly into your self-custodial wallet.

3

Follow & Trade

Browse the social feed, follow top traders, and buy or sell tokens across Solana, Base, BNB Chain, and Monad for $1 flat per trade.

Key Advantages

Key Strengths

What makes FOMO different from every other crypto trading app

Social Trading Feed

Follow top traders in real time. See every buy and sell as it happens — copy strategies without giving up custody of your assets.

Cross-Chain, No Bridging

Trade across Solana, Base, BNB Chain, and Monad from one app. No bridge required — assets move seamlessly between chains.

Apple Pay Deposits

Fund your wallet with Apple Pay in seconds. No crypto wallet knowledge needed to get started — just tap and trade.

Self-Custody

Your keys, your crypto. FOMO never holds your funds — assets are held in a non-custodial wallet you fully control at all times.

100M+ On-Chain Assets

The first mainstream app built entirely on-chain. Access over 100 million assets instantly — more than any centralised exchange lists.

VC-Backed ($19M)

Benchmark-backed Series A signals serious institutional conviction. FOMO Labs has the funding to build for the long term.

Pricing

Fees & Costs

A flat $1 per trade — no percentages, no hidden spreads

Fee Type Cost
Trading Fee $1 flat per trade
Monthly Fee $0
Download Free
Apple Pay Deposit $0 (standard card network fees may apply)
Crypto Deposit $0
Withdrawal / Transfer Network gas only
Trust & Security

Safety & Custody

Self-custodial by design — FOMO never holds your funds

Unregulated App

Global
License N/A
Tier Not Regulated
Protection Self-Custody Wallet

Self-Custody

Your private keys stay on your device. FOMO cannot access or move your funds.

Non-Custodial Trades

Trades execute via on-chain smart contracts — no platform custody risk.

VC-Backed Team

$19M from Benchmark signals long-term commitment from world-class investors.

App Store Verified

4.6★ from 698+ verified App Store reviews — real user signal.

FOMO Pros & Cons

Balanced evaluation based on our hands-on testing

Pros
  • Pro: $1 flat fee — no percentage cuts on large trades
  • Pro: Social trading feed — follow and copy top traders
  • Pro: Apple Pay deposits — no crypto wallet needed to start
  • Pro: Self-custody — you own your keys, not the app
  • Pro: Cross-chain support without bridging (Solana, Base, BNB, Monad)
  • Pro: Backed by $19M from Benchmark (Series A, Nov 2025)
Cons
  • Con: Mobile-only — no desktop web app yet
  • Con: No affiliate program currently available
  • Con: Unregulated — crypto trading carries inherent risk
  • Con: Newer platform with a smaller user base
  • Con: $1 fee adds up on frequent micro-trades under $50
Common Questions

FOMO App FAQ

Is FOMO safe to use?

FOMO uses a self-custodial wallet model — your private keys are stored on your device, not on FOMO's servers. This means FOMO cannot access, freeze, or move your funds. Trades execute via on-chain smart contracts. As an unregulated crypto app, there is no FDIC or regulatory protection, so only trade with funds you can afford to lose.

How does the $1 flat fee work?

FOMO charges a flat $1 fee per trade, regardless of trade size. A $100 trade and a $10,000 trade both cost $1. This makes FOMO particularly cost-effective for larger trades. Small micro-trades under $50 may find the $1 fee relatively high compared to percentage-based alternatives — consider batch-sizing your entries for efficiency.

Which blockchains does FOMO support?

FOMO currently supports Solana, Base, BNB Chain, and Monad. Crucially, you can trade across all four chains from a single app without bridging assets between networks. This is one of FOMO's core technical differentiators.

How many assets can I trade on FOMO?

As the first mainstream app built entirely on-chain, FOMO provides access to over 100 million on-chain assets across its supported networks. This vastly exceeds what any centralised exchange lists, covering tokens from the most established to the newest on-chain launches.

Can I use Apple Pay with FOMO?

Yes. FOMO supports Apple Pay for deposits, making it one of the most accessible on-chain trading apps for users who are new to crypto. You don't need an existing crypto wallet or exchange account to get started — just download the app and fund with Apple Pay.

What is the social trading feed?

The social trading feed shows you what top traders are buying and selling in real time. You can follow specific traders, see their trade history, and replicate their strategies — all while maintaining full self-custody of your own funds. Think of it as a transparent, on-chain version of CopyTrading.

Is there a desktop version of FOMO?

Currently FOMO is mobile-only, available on iOS and Android. A desktop or web app version has not been announced as of February 2026. For desktop on-chain trading, alternatives include decentralised exchanges like Uniswap (Base/Ethereum) or Jupiter (Solana).

Who made FOMO and who has invested in it?

FOMO is developed by FOMO Labs, Inc., headquartered in San Francisco. In November 2025, the company raised a $19M Series A led by Benchmark — one of Silicon Valley's top venture firms, known for early investments in companies like eBay, Twitter, and Snapchat. The company previously raised a $2M pre-seed round in early 2025.

Latest: Series A funding — $19M from Benchmark to accelerate on-chain trading — November 2025 View all updates
Our Rating

FOMO Verdict

4.6 /5
Overall Rating
UX
4.8
Features
4.5
Fees
4.7
Safety
4.2
Social
4.9

Best For

Social traders who follow top performersMobile-first crypto usersMulti-chain traders avoiding bridgesNewcomers who want Apple Pay access

Not Ideal For

Desktop-first tradersTraders needing regulatory protectionFrequent micro-traders (< $50 per trade)Users seeking CEX-level liquidity on all pairs

FOMO is a genuinely different product — not just another crypto exchange with a mobile skin. As the first mainstream app built entirely on-chain, it gives you access to 100 million+ assets across four chains, a social feed that shows real trader activity, and the simplicity of Apple Pay deposits. The $1 flat fee is transparent and rewards larger traders. If you want to trade on-chain without the complexity, this is the best starting point in 2026.

Ready to try FOMO?

Free download. $1 flat fee. 100M+ on-chain assets across 4 chains.

Download FOMO
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JD

James D. from London

matched with AvaTrade

2 minutes ago