Fidelcrest Review 2026

The aggressive account innovation sets Fidelcrest apart. Where most firms offer a single profit split that scales over time, Fidelcrest lets you choose your risk-reward profile upfront: Normal (10% target, 80% split) or Aggressive (20% target, 90% split). For consistently profitable traders, the math favors aggressive - you make 12.5% more on every dollar of profit ($9,000 vs $8,000 on a $10K profit month).

The $2M maximum funding is exceptional. Most established firms cap at $400K-$600K. If you're a trader with a scalable strategy and long-term plans, Fidelcrest allows you to build genuine wealth through prop trading. The scaling path: $100K → $200K → $400K → $800K → $1.6M → $2M over roughly 18 months of consistent profitability at 20% quarterly returns.

Fidelcrest makes sense if you're (1) targeting funding above $600K where most competitors cap out, (2) confident enough for aggressive accounts and want maximum profit split from day one, (3) prefer an established firm over newer options, or (4) starting small with micro accounts before committing to pro trader fees. Choose FTMO if you want the most established track record. Choose The Funded Trader if price is paramount. Choose Fidelcrest if scaling potential is your primary decision factor.

A $150K Normal challenge costs $399 - roughly in line with FTMO ($345 for $100K). The aggressive equivalent costs $559 - a $160 premium. For traders who pass on their first attempt, that premium seems expensive. But the profit split math changes the calculation: at $10K monthly profit, the aggressive split yields $9K take-home vs $8K on normal - a $1K monthly advantage. The premium pays for itself in 160 days (5.3 months) of funded trading.

The longer you trade funded, the more the aggressive account pays off. Over 1 year at $10K monthly profit: Aggressive yields $108K take-home vs Normal $96K - a $12K annual advantage. Over 5 years: $540K vs $480K - a $60K difference. If you believe you can pass the aggressive challenge and sustain profitability, the 40% premium is the best investment you'll make in your prop trading career.

Micro accounts offer genuine value for beginners. At $49 for a $10K account, you can test prop firm mechanics without significant capital risk. The challenge fee is refunded on first funded payout (both Normal and Aggressive), making the challenge effectively free once you succeed. Scaling from micro to pro costs nothing - you just prove profitability and Fidelcrest scales your account. Where Fidelcrest excels: zero scaling fees from $100K to $2M. Many competitors charge scaling fees or require purchasing larger challenges. For traders targeting six-figure accounts, Fidelcrest's no-cost scaling represents exceptional long-term value.

MetaTrader 4 remains the most popular choice. If you're primarily trading forex pairs with established indicators or EAs, MT4 is the most reliable option. Massive community support, proven stability, and universal familiarity make it the safe default. Most prop traders use MT4.

MetaTrader 5 suits multi-asset traders who want to trade beyond just forex. Fidelcrest offers stock CFDs - something not all prop firms provide. MT5 offers more timeframes, a better strategy tester, and more advanced order types. If your strategy involves complex automation or you trade stocks alongside forex, MT5 is the better platform.

Stock CFDs are a genuine differentiator. Many prop firms focus only on forex and indices. Fidelcrest's stock offering allows equity traders to use their strategies without learning new instruments. However, stock CFD spreads are wider than pure forex - factor this into your trading costs. All Expert Advisors are allowed - no restrictions on automation or copy trading between your own accounts.

Fidelcrest isn't for everyone. If this is your first prop firm experience, if you need unlimited time for challenges, or if you want the absolute cheapest option - better alternatives exist. FTMO offers more established track record. The Funded Trader offers lower prices. True Forex Funds offers unlimited time.

Where Fidelcrest excels: traders planning long-term prop trading careers who prioritize scaling ceiling. If you're targeting $400K+ funding (where many firms cap out), if you're confident enough for aggressive accounts and want 90% split from day one, or if you want an established firm with flexibility - Fidelcrest delivers genuine advantages. The $2M ceiling means potential for life-changing income: at 5% monthly returns, that's $90K take-home monthly with 90% split.

The aggressive vs normal choice is critical. Normal accounts are safer for first-time challengers - the 10% target is half as demanding as aggressive's 20%. But if you've passed multiple challenges elsewhere and consistently achieve 10%+ monthly returns, aggressive accounts offer superior lifetime value through the 90% split. The 40% premium pays for itself in under 6 months of funded trading. Choose wisely based on honest self-assessment of your skill level - not aspirational thinking.