Topstep Review 2026
The #1 Futures Trading Combine
Direct answer: Topstep is best for us futures traders. It offers up to $150,000 in funding, Up to 100% profit split, 2-step + instant, and accepts US traders. Starting price $165.
Topstep at a Glance
The Honest Read on Topstep
Topstep is the safest bet in the futures evaluation space, and it earns that reputation the slow way: since 2012 it has paid out over $150 million to traders and built the largest funded-trader community in the US. Its Combine is a two-step evaluation with a hard profit target and a 50% trailing drawdown that most traders find clearer than percentage-based models. The Trade Combine option lets funded traders scale up, and payouts run on a predictable bi-weekly schedule. The catch is price: a $50,000 Combine costs $165, and larger sizes climb quickly, which makes Topstep more expensive than Apex or My Funded Futures for the same nominal account.
Funding Model, Rules and Costs
| Detail | Value |
|---|---|
| Funding model | 2-step + instant |
| Max funding | $150,000 |
| Profit split | Up to 100% |
| Starting price | $165 |
| Payout frequency | Bi-weekly |
| Platforms | TopstepTrader, TradingView, NinjaTrader |
| Instruments | Futures |
| Founded | 2012 |
Pros
- The most established futures prop firm
- Clear, predictable rules
- Strong US reputation
Cons
- Futures only
- Combine prices add up at larger sizes
Topstep FAQ
Does Topstep accept US traders?
Yes. Topstep accepts US traders and is set up for US futures markets. Always confirm current availability on the firm's own site before paying an evaluation fee, because rules change.
How does the Topstep evaluation work?
Topstep uses a 2-step + instant model. The exact profit target, drawdown limits, and time limits vary by account size. Read the current terms on the firm's site before purchasing, because prop firm rules change more often than their marketing pages suggest.
What is the profit split at Topstep?
Topstep offers up to Up to 100%. The rate you actually get can depend on your account size and whether you scale up. Confirm your tier before you start.
Which platforms does Topstep support?
Topstep supports TopstepTrader, TradingView, NinjaTrader. Pick the platform you already know before choosing an evaluation, because switching mid-challenge wastes money.
Is Topstep safe?
Prop firms are not regulated like brokers, so there is no compensation scheme if the firm fails. Topstep was founded in 2012 and is based in United States. Check independent payout evidence and community feedback before paying. Payout history matters more than marketing.