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Verified 2026 data

AvaTrade vs XM

An in-depth comparison to help you choose the right broker for your trading journey.

1:1Head to Head
RealTesting
2026Updated
CATEGORY WINS

Who Wins Each Category?

Our scores for AvaTrade and XM, side by side, across the categories that decide your costs and safety.

FeesAvaTrade: 3.8/5vsXM: 4.2/5XM wins
SafetyAvaTrade: 4.8/5vsXM: 4.5/5AvaTrade wins
PlatformsAvaTrade: 4.5/5vsXM: 4.3/5AvaTrade wins
EducationAvaTrade: 4.5/5vsXM: 4.5/5Even
Customer SupportAvaTrade: 4/5vsXM: 4.2/5XM wins
QUICK VERDICT

Who Wins?

AvaTrade wins on overall score (4.2/5 vs 4/5). AvaTrade is the pick if you value beginners seeking education; choose XM if you value beginners with small budgets. The tables below show where each actually wins.

Who this is for: AvaTrade suits traders who prioritise beginners seeking education; XM suits traders who prioritise beginners with small budgets.

4.2/5
Best for: Beginners seeking education
Visit AvaTradeRead the AvaTrade Review
VS
4/5
Best for: Beginners with small budgets
Visit XMRead the XM Review
HEAD-TO-HEAD

Side-by-Side Comparison

Feature
Overall Rating
4.2/5
4/5
Minimum Deposit
$100
$5
Spreads From
0.9 pips
0.6 pips
Max Leverage
Up to 400:1
Up to 1000:1
Instruments
1,250+
1,000+
Fees Score
3.8/5
4.2/5
Platforms Score
4.5/5
4.3/5
Education Score
4.5/5
4.5/5
Safety Score
4.8/5
4.5/5
Platforms
MetaTrader 4, MetaTrader 5, AvaTradeGO, WebTrader, DupliTrade, ZuluTrade
MetaTrader 4, MetaTrader 5, XM WebTrader, XM Mobile App
Founded
2006
2009
Headquarters
Dublin, Ireland
Limassol, Cyprus
KEY DIFFERENCES

What Actually Differs

The numbers that matter when choosing between AvaTrade and XM.

Minimum depositAvaTrade: $100XM: $5XM needs less to start.
RegulatorsAvaTrade: 6 (Central Bank of Ireland, ASIC)...XM: 4 (FCA, ASIC)...AvaTrade is licensed in more jurisdictions.
InstrumentsAvaTrade: 1,250+XM: 1,000+AvaTrade offers more markets.
PlatformsAvaTrade: MetaTrader 4, MetaTrader 5, AvaTradeGOXM: MetaTrader 4, MetaTrader 5, XM WebTraderBoth support MetaTrader 4, MetaTrader 5.
Best forAvaTrade: Beginners seeking educationXM: Beginners with small budgetsDifferent fits. Read the verdict below.
ANALYSIS

Pros & Cons

Pros

  • + Multi-regulated by 6+ tier-1 authorities
  • + Excellent educational resources
  • + Multiple trading platforms including MT4/MT5
  • + No commission on standard accounts
  • + AvaProtect risk management feature

Cons

  • - Spreads higher than ECN brokers
  • - Inactivity fee after 3 months
  • - Limited stock CFD selection compared to specialists
Open AvaTrade Account

Pros

  • + Ultra-low $5 minimum deposit
  • + Excellent educational resources
  • + Multi-regulated (FCA, CySEC, ASIC)
  • + No deposit or withdrawal fees
  • + Excellent customer support (24/5)

Cons

  • - Higher spreads than ECN brokers
  • - Limited research tools
  • - Inactivity fee after 90 days
Open XM Account
RECOMMENDATION

Which Broker Should You Choose?

Choose

If you:

  • Beginners seeking education
  • Copy trading enthusiasts
  • Risk-conscious traders
Visit AvaTrade
Choose

If you:

  • Beginners with small budgets
  • Traders seeking education
  • Global traders
Visit XM
FAQ

AvaTrade vs XM: FAQ

Which is better, AvaTrade or XM?

Overall, AvaTrade scores 4.2/5 and XM scores 4/5. The right pick depends on what you value: AvaTrade for beginners seeking education, XM for beginners with small budgets.

Which is cheaper, AvaTrade or XM?

On our fees score, AvaTrade is 3.8/5 and XM is 4.2/5. AvaTrade advertises spreads from 0.9 pips, XM from 0.6 pips. Check the fee rows above for the full picture, because headline spreads are not the bill.

Which is safer, AvaTrade or XM?

AvaTrade holds 6 licence(s), including Central Bank of Ireland, ASIC, FCA, JFSA, CySEC, FSCA. XM holds 4 licence(s), including FCA, ASIC, CySEC, IFSC. More Tier 1 regulators means more client protection schemes. Verify any licence at the regulator register before depositing.

Which has more markets, AvaTrade or XM?

AvaTrade offers 1,250+, XM offers 1,000+. Choose the range that covers what you actually trade.

FREE TOOLS

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