Pick FTMO if...
Forex and multi-asset CFD-style traders who want a static 2-Step loss floor.
Rules checked 6 August 2026
PROP FIRM COMPARISON DESK
FTMOvsTopstep
The market decides this one: FTMO for CFD-style access, Topstep for futures.
OUR VERDICT
The market decides this one: FTMO for CFD-style access, Topstep for futures.
Do not choose between these firms on brand reputation alone. FTMO covers simulated forex, indices, commodities, stocks and crypto. Topstep is a futures evaluation. If both market models suit you, FTMO 2-Step offers a static maximum loss while Topstep uses a Maximum Loss Limit that trails from end-of-day balance.
Pick Topstep if...
US futures traders who want a purpose-built Combine and TopstepX workflow.
RULE-BY-RULE
The differences that change a trade.
RuleFTMOTopstepHow to read it
Market modelSimulated CFD productsSimulated futures evaluation
This is the first decision. The products are not interchangeable.
Evaluation1-Step or 2-StepTrading Combine
FTMO offers a choice of phase count. Topstep uses its Combine structure.
Maximum lossStatic on 2-Step; EOD trailing on 1-StepMaximum Loss Limit trails from end-of-day balance
FTMO 2-Step is more predictable. Topstep requires daily floor tracking.
ConsistencyNone on 2-Step; 50% Best Day on 1-Step50% consistency target in the Combine
Both can penalise concentrated profit, except FTMO 2-Step.
Fee modelOne-time evaluation fee; 2-Step fee refundable after first rewardRecurring Combine subscription until passed or cancelled
The cheaper route depends on time to pass and number of attempts.
US accessFTMO US by OANDAUS-focused futures route
Both serve US traders through different products and terms.
SOURCE CHECK
No verdict without current rules.
These are the official pages used for this comparison. Company payout totals remain company claims unless independently audited.
01FTMO Trading Objectivesprofit targets / drawdown calculations / minimum days02FTMO 1-Step vs 2-Step comparisonprogramme type / profit split / fee policy03FTMO reward withdrawal rulespayout conditions / payout timing / payment methods04FTMO consistency rulesconsistency rule05Topstep Trading Combine parametersprogramme type / profit target / maximum loss06Topstep consistency ruleconsistency rule07Topstep payout policypayout conditions / profit split / payout caps08Topstep Daily Loss Limitdaily loss treatment