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PROP FIRMS FOR US TRADERS
US access is a product rule, not a yes/no badge. A firm may accept US residents but restrict the platform, market model or funded route. This shortlist records the route you can actually use.
HOW TO USE THIS LIST
A category is a filter. It is not a verdict. Choose futures or simulated CFD-style markets before comparing brands. Confirm the US platform, not the international platform list. Read citizenship, residency and travel restrictions separately. Check the funded account type and payout method before paying. SOURCE-CHECKED SHORTLIST 6 programmes that pass this filter. Country access can change without warning. Treat every US eligibility statement as dated, then recheck it at checkout.
01 TOPSTEP
Trading Combine FUTURES The cleanest futures-first choice for US traders. The Maximum Loss Limit still trails, and funded payout paths have account-specific conditions.
Programme futures-evaluation
Daily loss No standard hard daily loss objective
Maximum loss Maximum Loss Limit
Consistency 50% consistency target in the Trading Combine
Payout Payout eligibility depends on the selected funded-account path.
Time No fixed completion deadline while the subscription remains active 02 FTMO
FTMO Challenge: 2-Step FTMO US BY OANDA The strongest multi-asset CFD-style route in this shortlist. US clients must use the OANDA-facilitated route and check its local terms.
Programme two-step
Daily loss 5% maximum daily loss
Maximum loss 10% static maximum loss
Consistency No Best Day or separate consistency rule
Payout Reward request available 14 calendar days after the first funded-account trade; the reward day can then be adjusted within FTMO rules.
Time Unlimited, subject to inactivity rules 03 E8 FUNDING
E8 One TRADELOCKER / MATCHTRADER US traders are accepted, but MT5 and cTrader are not available to them. E8 One adds a funded-stage Best Day rule.
Programme one-step
Daily loss 3% preset daily drawdown
Maximum loss 4% preset dynamic drawdown
Consistency 40% Best Day rule in the Performance stage
Payout On-demand requests can become available after 3 trading days.
Time Unlimited, with at least one closed trade every 60 days 04 MY FUNDED FUTURES
Rapid Plan NO DAILY LOSS LIMIT A futures option for traders who dislike a separate daily loss limit. Plan-specific payout caps and buffers remain part of the decision.
Programme futures-evaluation
Daily loss No daily loss limit
Maximum loss End-of-day maximum loss limit
Consistency 50% consistency rule in evaluation
Payout Daily payout requests are available on the Rapid funded path, subject to the published policy.
Time No fixed evaluation deadline stated in the plan guide 05 TRADEIFY
Select Evaluation FUTURES US residents are eligible. Select Flex removes the daily loss limit, while other Tradeify paths use different soft-stop and consistency rules.
Programme futures-evaluation
Daily loss Select Flex has no daily loss limit
Maximum loss End-of-day trailing drawdown
Consistency 40% consistency rule on Select Evaluation
Payout Payout timing and targets depend on Select Flex or Select Daily.
Time No fixed evaluation deadline while plan access remains active 06 FUNDINGPIPS
FundingPips 1-Step SIMULATED CFD US residents are not on FundingPips' named restriction list, but KYC, sanctions and payment-provider restrictions still apply.
Programme one-step
Daily loss Daily loss limit applies
Maximum loss Static maximum loss under the standard model
Consistency 35% Best Day rule for on-demand rewards
Payout On-demand, weekly, bi-weekly or monthly cycles depend on the selected reward path.
Time No fixed evaluation deadline stated in the current guide THE NON-NEGOTIABLE
Read the formula, not the badge. Country access can change without warning. Treat every US eligibility statement as dated, then recheck it at checkout. Recheck the source before paying because evaluation firms change rules faster than conventional brokers.
FAQ
Questions this filter does not answer on its own. Can US traders use FTMO?+ Yes. FTMO directs US residents to FTMO US by OANDA. Use that route because its products and terms may differ from FTMO International.
Which prop firms let US traders use MetaTrader?+ Platform access is increasingly jurisdiction-specific. E8 limits US Forex and Crypto clients to TradeLocker and MatchTrader. FTMO US uses its local route. Check the current platform page rather than relying on an old review.
Are futures prop firms regulated brokers?+ An evaluation firm is not automatically a broker. Many funded stages remain simulated. Read the agreement to see whether an account is simulated, live, or eligible to progress to live.
Can a US trader receive a prop firm payout?+ The firms listed here publish a US route, but payout eligibility still depends on KYC, tax forms, account rules and the selected payment method.
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